In order to be awarded a Federal Direct Graduate PLUS Loan, you must file a FAFSA. After ASU receives your FAFSA and you have completed all requested items on your My ASU task list, you will automatically be awarded a Federal Direct Graduate PLUS Loan. The amount is usually your estimated cost of attendance minus any other financial aid awarded.
If your Federal Direct Graduate PLUS Loan is declined credit, you may be eligible to receive a Federal Direct Graduate PLUS Loan by securing a creditworthy endorser or appealing the declined credit decision by documenting extenuating circumstances. Please contact the U.S. Department of Education PLUS Credit Appeal line at 1-800-557-7394 or go online to studentaid.gov.
NOTE: Effective March 29, 2015, federal regulations require any graduate or professional student whose Federal Direct Graduate PLUS Loan was first denied credit and then consequently approved (either with a creditworthy endorser or by documenting extenuating circumstances to the satisfaction of the Department of Education) must complete PLUS Loan Counseling. You can complete PLUS Loan Counseling at studentloans.gov.Please be aware that if you currently have a credit freeze on your account with the credit bureaus, the credit review on your Graduate PLUS loan will be delayed. In order to process a credit review for Graduate PLUS loan, the credit freeze must be removed.
If you are a fall/spring student, funds will be disbursed as a fall/spring loan (half in the fall and half in the spring). Students attending one term only are the only students eligible to apply for a single term loan.
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