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To be considered for federal student loans, you must file a FAFSA. Federal Perkins Loans and Direct Stafford Loans are offered automatically after you have completed your financial aid file. Private education loans require a separate application with a lender of your choice and are approved based on the applicant's credit history. As you consider whether or not you will take out student loans, be aware of these helpful tips for taking out student loans.
Loan Program | How to Apply |
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Federal Direct Stafford Loans (subsidized and unsubsidized) |
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Federal Direct Parent PLUS Loans |
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Federal Direct PLUS Loans for Graduate and Professional Students |
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Private Education Loans |
See complete details on how to apply for a private education loan. |
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