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Loan Exit Counseling

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Loan Exit Counseling is required for all undergraduate students who have completed 108 credits and borrowed a Federal Direct Loan, all graduate students who have completed 36 credits and borrowed a Federal Direct Loan, and all law students who have completed 74 credits and borrowed a Federal Direct Loan. You must complete your Loan Exit Counseling if you are being requested to do so on your My ASU To Do list, regardless if you are graduating.

If you completely withdraw from a term or drop below half time enrollment in a term, you are required to complete Loan Exit Counseling.

Loan Exit Counseling provides you with deferment, forbearance and consolidation information if you decide to return to school or you are unable to make your payments for any reason. Explanations of the different repayment programs, repayment calculators, important terminology and several other valuable resources are also part of the process.

ASU's partner, iGrad, is an easy-to-use, personalized financial resource. Use it to complete your loan exit counseling, watch helpful videos that compare the different repayment plans, learn the best repayment strategies and find out all about loan forgiveness. You can also use iGrad to develop a post-college budget and set yourself up to achieve long-term financial happiness.