Student Loans

Faculty and Student in Conversation

Student loans are funds provided to a student for educational expenses and are considered self-help financial aid because you must repay the money loaned to you. Loans are the last type of aid for which you are considered, after gift aid and Work-Study. Student loan programs offer favorable terms reserved for students. Interest rates are lower than typical consumer rates and you may have an interest-free grace period before repayment begins. ASU offers Federal Perkins, Federal Direct Stafford, Federal PLUS and alternative loans.