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Loan Exit Counseling

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Loan Entrance Counseling is required for all undergraduate students who have completed 108 credits and borrowed a Federal Stafford Loan at ASU, all graduate students who have completed 36 credits and borrowed a Federal Stafford Loan at ASU, and all law students who have completed 74 credits and borrowed a Federal Stafford Loan at ASU. In order for your Stafford Loans to disburse, you must complete your Loan Exit Counseling if you are being requested to so on your My ASU To Do list, regardless if you are graduating.

Loan Exit Counseling provides you with deferment, forbearance and consolidation information if you decide to return to school or you are unable to make your payments for any reason. Explanations of the different repayment programs, repayment calculators, important terminology and several other valuable resources are also part of the process.

Loan Program How to Complete a Loan Exit Counseling
Federal Direct Stafford Loans (subsidized and unsubsidized)
  1. Visit https://www.dl.ed.gov/borrower/ExitCounselingPage.do to begin your Federal Direct Stafford loan exit counseling.
Federal Perkins Loans
  1. You will recieve a letter from Education Computer Systems, Inc. (ECSI), a lending service that assists ASU in processing Perkins loan payments, with instructions on how to start repayment. If you do not receive a letter, contact the ASU Collections Office, PO Box 870303, Tempe, AZ 85287-0303.

Federal Direct PLUS Loans

  1. There is no exit counseling required for this type of loan.

Private Student Loans (alternative loans)

  1. There is no exit counseling required for this type of loan.